How To Get A New Roof Covered By Insurance

Choose a roofer that has experience in insurance roof repair.

How to get a new roof covered by insurance.

Repair coverage usually takes into consideration depreciation of the roof. First and foremost check your homeowner s policy to ensure that coverage for roof repair or replacement is available. How to claim a new roof on your homeowner s insurance research your coverage. If your roof is newer and in good shape you may be able to buy roof replacement cost coverage.

To get started first check your insurance policy documents to make sure you re covered for the. Other things not covered. If your roof insurance claim is fully or partially covered under your existing insurance policy you ll have some money to repair your roof or replace it completely with a new roof. Once you have received the final word from your insurance company and a green light for a roof replacement you will be given money for the damage.

Usually if the roof is under 10 years old there s a good chance the claim will be accepted. This will pay you the full amount to get a new roof. This means you will get a percentage of the replacement cost based on the roof s material and age. Replacement coverage provides for returning the roof to a brand new condition when an event that is covered by the insurance policy takes place.

The next step is finding a reputable roofing contractor to complete the roofing repair or replacement. Be sure to ask for references and examples of previous work experience when you are selecting your contractor if you don t already have one.